---
title: "Greenville’s Southern First Earns $12.2 Million in Third Quarter"
url: https://www.heregreenville.com/2026/10/21/southern-first-third-quarter-profit-greenville/
date: 2026-10-21T05:51:21-04:00
modified: 2026-10-21T05:51:21-04:00
author: "Marlee Whitten"
categories: ["Business"]
site: "HERE Greenville"
attribution: "HERE Greenville"
---

# Greenville’s Southern First Earns $12.2 Million in Third Quarter

> GREENVILLE, S.C. — Southern First Bancshares, the parent of Greenville-based Southern First Bank, said Tuesday it earned $12.2 million in the July-through-September quarter, or $1.28 for each share. Revenue after interest costs came to $37.5 million, in line with what Wall Street analysts expected. Gross revenue for the quarter was $63.4 million. In an investor

*Source: [HERE Greenville](https://www.heregreenville.com/2026/10/21/southern-first-third-quarter-profit-greenville/) — October 21, 2026 by Marlee Whitten*

GREENVILLE, S.C. — Southern First Bancshares, the parent of Greenville-based Southern First Bank, said Tuesday it earned $12.2 million in the July-through-September quarter, or $1.28 for each share.

Revenue after interest costs came to $37.5 million, in line with what Wall Street analysts expected. Gross revenue for the quarter was $63.4 million.

In an investor presentation filed with its results, the company said diluted earnings per share rose 21% from a year earlier. Its net interest margin, the gap between what it earns on loans and pays on deposits, reached 3.02%, up 40 basis points over the same stretch.

Total loans grew 10% from a year ago to $4.2 billion, and deposits climbed 12% to $4.1 billion. Retail deposits, which exclude wholesale funding, were up 20% at $3.7 billion.

Founded in 2000 and still headquartered in Greenville, the bank runs 12 offices across eight metro markets in the Southeast.