Greenville, South Carolina, October 17, 2025
News Summary
World Acceptance Corporation will host an online conference call to discuss its second-quarter earnings. The call is scheduled for October 23 at 10:00 a.m. Eastern Time. A live webcast will be available for interested parties, along with a rebroadcast following the event. Key financial data will be issued prior to the call. Founded in 1962, the company provides personal loan solutions and tax preparation services, serving over a million customers across 16 states.
Greenville, South Carolina – World Acceptance Corporation (NASDAQ: WRLD) has announced that it will host an online conference call for its second-quarter earnings on October 23 at 10:00 a.m. Eastern Time. The call will be available via a real-time webcast, with a rebroadcast following immediately for those unable to attend live.
Prior to the call, World Acceptance will issue an earnings release containing key financial data. Interested parties can access the live broadcast through the WRLD 2Q26 Webcast link, where an online replay will remain available for 30 days post-event.
Founded in 1962 and headquartered in Greenville, South Carolina, World Acceptance Corporation provides personal installment loan solutions and personal tax preparation services. Each year, the company serves over one million customers across more than 1,000 community-based World Finance branches located in 16 states. The firm primarily assists individuals who lack ready access to credit, emphasizing an understanding of customers’ broader financial circumstances to facilitate their ability to make payments and achieve financial goals.
John L. Calmes Jr. serves as the Executive VP, Chief Financial & Strategy Officer, and Treasurer of World Acceptance Corporation. As of June 30, 2025, the company reported gross loans outstanding totaling $1.26 billion. Notably, delinquency on a recency basis saw a decrease of $15.9 million compared to the same period a year prior.
For the first quarter of fiscal 2026, World Acceptance reported a net income of $1.3 million, a significant decline from the $9.9 million reported during the same quarter of the previous year. However, total revenues for the quarter rose to $132.5 million, representing a 2.3% increase from $129.5 million in the first quarter of fiscal 2025. Interest and fee income also showed growth, increasing to $115.3 million, marking a 3.7% rise year over year.
On the other hand, the provision for credit losses rose by $5.1 million, with total credit losses reported at $50.5 million in the first quarter of fiscal 2026 compared to the prior year. Additionally, the company’s debt-to-equity ratio increased to 1.1:1 as of June 30, 2025, a slight improvement from 1.2:1 the year before.
During the first quarter of fiscal 2026, World Acceptance repurchased 87,609 shares of its common stock at an approximate cost of $13.0 million. Furthermore, the company is no longer under the supervision of the Consumer Financial Protection Bureau, as they received a notification confirming this on May 12, 2025. General and administrative expenses also rose, amounting to $70.4 million in the first quarter of fiscal 2026, a 14.6% increase from the same period in fiscal 2025.
About World Acceptance Corporation
World Acceptance Corporation specializes in financial services, focusing on helping individuals with limited access to credit. Their community-based branches aim to understand client financial situations to facilitate manageable credit solutions. The company’s mission is to contribute to improving the financial health of its clients while expanding its presence across multiple states.
Key Financial Highlights
- Gross loans outstanding: $1.26 billion (as of June 30, 2025)
- Net income for Q1 fiscal 2026: $1.3 million
- Total revenues for Q1 fiscal 2026: $132.5 million
- Interest and fee income for Q1 fiscal 2026: $115.3 million
- Provision for credit losses: $50.5 million
- Debt-to-equity ratio: 1.1:1
- General and administrative expenses: $70.4 million
Conclusion
World Acceptance Corporation’s upcoming conference call is expected to address significant developments and performance metrics. Stakeholders, investors, and analysts are encouraged to tune in for updates on the company’s financial health and future strategies.
FAQ
When will World Acceptance Corporation’s second quarter conference call take place?
The conference call is scheduled for Thursday, October 23, beginning at 10:00 a.m. Eastern Time.
How can I access the live broadcast of the conference call?
The live broadcast will be available on the WRLD 2Q26 Webcast link.
What financial services does World Acceptance Corporation provide?
World Acceptance Corporation provides personal installment loan solutions and personal tax preparation services.
What is World Acceptance Corporation’s net income for Q1 of fiscal 2026?
The company reported a net income of $1.3 million for the first quarter of fiscal 2026.
Key Features Chart
| Feature | Details |
|---|---|
| Conference Call Date | October 23, 2026 |
| Net Income (Q1 FY 2026) | $1.3 million |
| Total Revenues (Q1 FY 2026) | $132.5 million |
| Gross Loans Outstanding | $1.26 billion |
| Number of Customers Served Annually | Over 1 million |
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Additional Resources
- Business Wire: World Acceptance Corporation Announces Second Quarter 2026 Conference Call
- Bloomberg Law: Trump CFPB Stops Supervising Installment Lender World Acceptance
- Business Wire: World Acceptance Corporation Reports Fiscal 2026 First Quarter Results
- Google Search: World Acceptance Corporation
- Wikipedia: Consumer Financial Protection
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